Send money to Philippines

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Licensing

Every provider listed for the Philippines is registered with the Bangko Sentral ng Pilipinas (BSP) as an Operator of Payment Systems (OPS) and/or Remittance Transfer Company (RTC), the regulatory categories BSP uses to authorize cross-border money transfer services.

We do not list or promote unlicensed transfer services.

Verify on BSP registry →

Providers compared

ProviderDelivery methodSpeedNotes
WiseBank, GCash, Maya (PayMaya)1–2 daysCheapest bank-to-bank, wallet delivery
RemitlyBank, GCash, cash pickupMinutes (GCash)GCash delivery in minutes, strong OFW focus
Western UnionBank, cash pickupMinutes–1 dayCebuana Lhuillier, M Lhuillier network
WorldRemitBank, mobile wallet, airtimeSame dayWallet-loading option
Xoom (PayPal)Bank, GCash, cash pickupWithin hoursPopular with OFW
TapTap SendBank, mobile walletMinutesZero-fee in some corridors
MoneyGramBank, cash pickupMinutes–1 dayVia Cebuana Lhuillier

How we get our data

We fetch pricing data directly from each provider's public pricing tools. Rates are updated every 6 hours. Exchange rates and fees change frequently — the actual rate you receive may differ based on payment method, transfer amount, and timing. Always confirm the final rate on the provider's site before sending.

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