Send money from Europe to Philippines
Comparing 6 providers for 1,000 EUR → PHP
✓All providers licensed and regulated
Paysend
Fee €0.00 · Rate 70.6371
₱70,637
your recipient gets
| Provider | Fee | Rate | Spread | Recipient gets† | Speed | Action |
|---|---|---|---|---|---|---|
PaysendBest value Pay with: Debit card · Credit card · Bank transfer | €0.00 | 70.6371 | +0.35% | ₱70,637.12 | — | Send now |
Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay | €7.32 | 70.7878 | +0.56% | ₱70,269.63 | 3h | Send now |
Receive via: Bank Transfer · Cash Pickup · Mobile Money · Visa Debit Card Deposit Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay | €0.00 | 70.2452 | 0.21% | ₱70,245.20 | — | Send now |
Pay with: Debit card · Bank transfer | €0.99 | 70.2452 | 0.21% | ₱70,175.67 | — | Send now |
🎁 No fees on your first transfer Receive via: Cash pickup · bank deposit · mobile wallet · more delivery options Pay with: Bank transfer · Debit card · Credit card · Apple Pay | €0.99 | 69.6200 | 1.10% | ₱69,551.08 | 22h | Send now |
Receive via: Cash pickup · Bank account · Mobile wallet Pay with: Bank transfer · Debit card · Credit card · Cash (agent) | See site | 69.2427 | 1.63% | ₱69,242.72 | 1 day | Send now |
Delivery & payment details
Pay with: Debit card · Credit card · Bank transfer
Delivery & payment details
Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay
Delivery & payment details
Receive via: Bank Transfer · Cash Pickup · Mobile Money · Visa Debit Card Deposit
Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay
Delivery & payment details
Pay with: Debit card · Bank transfer
🎁 No fees on your first transfer
Delivery & payment details
Receive via: Cash pickup · bank deposit · mobile wallet · more delivery options
Pay with: Bank transfer · Debit card · Credit card · Apple Pay
Delivery & payment details
Receive via: Cash pickup · Bank account · Mobile wallet
Pay with: Bank transfer · Debit card · Credit card · Cash (agent)
Updated October 15, 2026 at 04:35 AM UTC
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What we've measured on EUR → PHP
Across 44 days of our own recorded quotes, the gap between the best and worst provider on this corridor has run at a median of 1.6% (widest single day: 2.0%). On a 1,000 EUR transfer that is the difference between the best and worst choice.
The best provider has changed 7 times in that window, across 3 different providers (Paysend has led on the most days). This corridor is genuinely competitive, so the cheapest option today may not be the cheapest next week.
Provider rates on this corridor are measured against the European Central Bank's daily euro reference rates.
Recipients in Philippines can be paid via a bank account, cash pickup and a mobile wallet, based on what the providers above actually price for this corridor.
Figures come from our own append-only rate history, not from provider marketing. See the methodology and rate trends.
EUR to PHP — Frequently asked questions
What is the cheapest way to send EUR to PHP?
Paysend currently offers the best value for EUR → PHP, delivering 70,637 PHP for 1,000 EUR. We rank by the total amount received after fees and exchange-rate markup, updated every 4 hours. Note that the lead has changed 7 times in the last 44 days across 3 providers, so today's winner is not a permanent answer — check before each transfer.
What is the current EUR to PHP exchange rate?
The best available rate is 1 EUR = 70.64 PHP via Paysend. The reference (mid-market) rate is 70.39, taken from the European Central Bank's daily euro reference rates. Across 44 days of our own records, the spread between the best and worst provider on this corridor has run at a median of 1.6%. Rates are updated every 4 hours. Always confirm the final rate on the provider's site before sending.
Are there hidden fees when sending EUR to PHP?
On this corridor the two costs split roughly 0.19% in visible fees and 0.30% in exchange-rate markup, averaged over the 5 providers here that publish a fee — so the markup is the larger part, about 62% of what you pay. 2 of them charge no fee at all on this corridor, which is exactly why fee alone is a poor guide. We rank by the amount your recipient actually receives, which captures both. Learn how fees work →
Can I send EUR to a mobile wallet in Philippines?
Yes. Several providers on this page pay out to GCash and Maya in Philippines. Choose your wallet as the delivery method at checkout on the provider's site — the recipient gets the money directly in their mobile-wallet balance, usually within minutes. Rankings above already account for the fee and exchange-rate markup, so the best value applies to wallet payout too.