Send money from USA to Philippines

Comparing 7 providers for 1,000 USD → PHP

✓All providers licensed and regulated

★ Best value today

WorldRemit

Fee $0.00 · Rate 64.1382

₱64,138

your recipient gets

Choose the worst (Western Union) and your recipient gets₱4,157 less6.9% gap· after fees & margin, 7 compared
Delivery method:
WorldRemitBest value
—
Recipient gets₱64,138.20
Fee$0.00
Rate64.1382
vs mid+2.00%
Delivery & payment details

Receive via: Bank Transfer · Cash Pickup · Mobile Money · Visa Debit Card Deposit

Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay

Send with WorldRemit
Recipient gets₱62,620.67
Fee$7.45
Rate63.0907
vs mid+0.34%
Delivery & payment details

Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay

Send with Wise
Recipient gets₱62,400.00
Fee$0.00
Rate62.4000
vs mid0.76%
Delivery & payment details

Pay with: Debit card

Send with TapTap Send
Recipient gets₱62,355.88
Fee$4.72
Rate62.6516
vs mid0.36%
Delivery & payment details

Pay with: Debit card · Credit card · Bank transfer

Send with Paysend
Recipient gets₱62,305.33
Fee$0.00
Rate62.3053
vs mid0.91%
Delivery & payment details

Pay with: Debit card · Bank transfer

Send with Sendwave
Recipient gets₱61,150.00

🎁 No fees on your first transfer

Fee$0.00
Rate61.1500
vs mid2.75%
Delivery & payment details

Receive via: Cash pickup · bank deposit · mobile wallet · more delivery options

Pay with: Bank transfer · Debit card · Credit card · Apple Pay

Send with Remitly
Recipient gets₱59,981.41
Fee$30.00
Rate61.8365
vs mid1.66%
Delivery & payment details

Receive via: Cash pickup · Debit card · Bank account · Mobile wallet

Pay with: Bank transfer · Debit card · Credit card · Cash (agent)

Send with Western Union
Mid-market: 1 USD = 62.8790 PHP · ref: ECB · How we rank
Recipient gets = (send − fee) × rate, at $1,000.00. Fees vary by amount — confirm on the provider's site.

Updated October 15, 2026 at 04:35 AM UTC

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What we've measured on USD → PHP

Across 44 days of our own recorded quotes, the gap between the best and worst provider on this corridor has run at a median of 5.3% (widest single day: 7.5%). On a 1,000 USD transfer that is the difference between the best and worst choice.

The leader has not changed once in that window — WorldRemit has topped this corridor every day we have recorded it. That makes it unusually stable, but it is still worth checking before you send.

Provider rates on this corridor are measured against the European Central Bank's daily euro reference rates.

Recipients in Philippines can be paid via a bank account, cash pickup, a mobile wallet and a debit card, based on what the providers above actually price for this corridor.

Figures come from our own append-only rate history, not from provider marketing. See the methodology and rate trends.

USD to PHP — Frequently asked questions

What is the cheapest way to send USD to PHP?

WorldRemit currently offers the best value for USD → PHP, delivering 64,138 PHP for 1,000 USD. We rank by the total amount received after fees and exchange-rate markup, updated every 4 hours. It has also led on every one of the 44 days we have recorded this corridor, so the answer here has been stable.

What is the current USD to PHP exchange rate?

The best available rate is 1 USD = 64.14 PHP via WorldRemit. The reference (mid-market) rate is 62.88, taken from the European Central Bank's daily euro reference rates. Across 44 days of our own records, the spread between the best and worst provider on this corridor has run at a median of 5.3%. Rates are updated every 4 hours. Always confirm the final rate on the provider's site before sending.

Are there hidden fees when sending USD to PHP?

On this corridor the two costs split roughly 0.60% in visible fees and 0.92% in exchange-rate markup, averaged over the 7 providers here that publish a fee — so the markup is the larger part, about 60% of what you pay. 4 of them charge no fee at all on this corridor, which is exactly why fee alone is a poor guide. We rank by the amount your recipient actually receives, which captures both. Learn how fees work →

Can I send USD to a mobile wallet in Philippines?

Yes. Several providers on this page pay out to GCash and Maya in Philippines. Choose your wallet as the delivery method at checkout on the provider's site — the recipient gets the money directly in their mobile-wallet balance, usually within minutes. Rankings above already account for the fee and exchange-rate markup, so the best value applies to wallet payout too.