Send money from USA to India

Comparing 7 providers for 1,000 USD → INR

✓All providers licensed and regulated

Among the best today

TapTap Send

Fee $0.00 · Rate 95.0000

₹95,000

your recipient gets

Choose the worst (Western Union) and your recipient gets₹3,522 less3.8% gap· after fees & margin, 7 compared
Delivery method:
TapTap SendBest available
—
Recipient gets₹95,000.00
Fee$0.00
Rate95.0000
vs mid0.17%
Delivery & payment details

Pay with: Debit card

Send with TapTap Send
Recipient gets₹94,585.17
Fee$0.99
Rate94.6789
vs mid0.50%
Delivery & payment details

Receive via: Bank Transfer

Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay

Send with WorldRemit
Recipient gets₹94,488.95
Fee$5.00
Rate94.9638
vs mid0.20%
Delivery & payment details

Pay with: Debit card · Bank transfer

Send with Sendwave
Recipient gets₹94,326.08
Fee$4.72
Rate94.7734
vs mid0.40%
Delivery & payment details

Pay with: Debit card · Credit card · Bank transfer

Send with Paysend
—
Recipient gets₹94,316.73
Fee$6.84
Rate94.9663
vs mid0.20%
Delivery & payment details

Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay

Send with Wise
Recipient gets₹93,670.00

🎁 No fees on your first transfer

Fee$0.00
Rate93.6700
vs mid1.56%
Delivery & payment details

Receive via: Cash pickup · bank deposit · UPI

Pay with: Bank transfer · Debit card · Credit card · Apple Pay

Send with Remitly
Recipient gets₹91,478.37
Fee$30.00
Rate94.3076
vs mid0.89%
Delivery & payment details

Receive via: Bank account

Pay with: Bank transfer · Debit card · Credit card · Cash (agent)

Send with Western Union
Mid-market: 1 USD = 95.1570 INR · ref: ECB · How we rank
Recipient gets = (send − fee) × rate, at $1,000.00. Fees vary by amount — confirm on the provider's site.
Top 2 are within 0.5% — effectively a tie at this amount. Pick on speed or payout method.

Updated October 15, 2026 at 04:35 AM UTC

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What we've measured on USD → INR

Across 44 days of our own recorded quotes, the gap between the best and worst provider on this corridor has run at a median of 3.9% (widest single day: 5.3%). On a 1,000 USD transfer that is the difference between the best and worst choice.

The best provider has changed 5 times in that window, across 3 different providers (TapTap Send has led on the most days). This corridor is genuinely competitive, so the cheapest option today may not be the cheapest next week.

Provider rates on this corridor are measured against the European Central Bank's daily euro reference rates.

Recipients in India can be paid via a bank account, cash pickup and UPI, based on what the providers above actually price for this corridor.

Figures come from our own append-only rate history, not from provider marketing. See the methodology and rate trends.

USD to INR — Frequently asked questions

What is the cheapest way to send USD to INR?

TapTap Send currently offers the best value for USD → INR, delivering 95,000 INR for 1,000 USD. We rank by the total amount received after fees and exchange-rate markup, updated every 4 hours. Note that the lead has changed 5 times in the last 44 days across 3 providers, so today's winner is not a permanent answer — check before each transfer.

What is the current USD to INR exchange rate?

The best available rate is 1 USD = 95.00 INR via TapTap Send. The reference (mid-market) rate is 95.16, taken from the European Central Bank's daily euro reference rates. Across 44 days of our own records, the spread between the best and worst provider on this corridor has run at a median of 3.9%. Rates are updated every 4 hours. Always confirm the final rate on the provider's site before sending.

Are there hidden fees when sending USD to INR?

On this corridor the two costs split roughly 0.68% in visible fees and 0.56% in exchange-rate markup, averaged over the 7 providers here that publish a fee — so the markup is the smaller part, about 45% of what you pay. 2 of them charge no fee at all on this corridor, which is exactly why fee alone is a poor guide. We rank by the amount your recipient actually receives, which captures both. Learn how fees work →