Send Money to Vietnam — Best Rates for USD and AUD

August 31, 2026 · 4 min read

Vietnam receives over $18 billion in remittances annually, primarily from the United States, Australia, and other APAC countries. The Vietnamese dong (VND) has large numbers — a typical rate is around 25,000 VND per USD — so small differences in exchange rates add up fast.

Best Providers

Sendwave offers zero fees for USD → VND. TapTap Send is also zero-fee. Wise uses the mid-market rate. Remitly offers fast delivery. Ria and WorldRemit provide additional options with bank and cash delivery.

Delivery Methods

Bank deposit: Vietcombank, BIDV, Agribank, Techcombank, VPBank. Most common method, 1-2 days.
E-wallets: MoMo and ZaloPay are growing for domestic payments but international support is still limited.
Cash pickup: Available at bank branches and agent locations in major cities.

SBV Regulations

The State Bank of Vietnam (SBV) regulates all inward remittances. Vietnam encourages official remittance channels and all providers on Xrate2send are properly licensed. Recipients can receive in VND to their bank account.

US and Australian Senders

The US has the largest Vietnamese diaspora (2+ million). Australia is the second-largest sender. Both USD and AUD corridors are well served — compare rates before sending, as VND's large denominations mean even a small rate difference translates to significant amounts.

Compare live rates: USD → VND · AUD → VND · GBP → VND

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