Send Money to Ghana — MTN MoMo, Bank Transfer & More

August 31, 2026 · 5 min read

Ghana is a major remittance destination, with inflows coming primarily from the UK, US, and Europe. MTN Mobile Money (MoMo) has become one of the most widely used ways for Ghanaians to receive money from abroad.

Delivery Methods

  • MTN Mobile Money (MoMo): Instant delivery, widely used across Ghana. Supported by Remitly, WorldRemit, Sendwave, and more.
  • Vodafone Cash / AirtelTigo Money: Alternative mobile wallets with growing international support.
  • Bank deposit: GCB Bank, Ecobank, Stanbic, Absa. 1-2 business days.
  • Cash pickup: Available at bank branches and agent locations.

Best Providers

Sendwave offers zero fees for GBP → GHS. TapTap Send is also zero-fee with good rates. WorldRemit has excellent MoMo integration. Remitly and Ria offer multiple delivery options.

UK → Ghana Corridor

The UK has a large Ghanaian diaspora, and the GBP → GHS corridor is well served by multiple providers. The cedi can be volatile, so rates vary between providers — see how they've moved on our rate trends page.

Compare live rates: USD → GHS · GBP → GHS · EUR → GHS

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