Send money from USA to Uganda
Comparing 6 providers for 1,000 USD → UGX
✓All providers licensed and regulated
Sendwave
Fee $0.00 · Rate 3990.0115
UGX 3,990,012
your recipient gets
| Provider | Fee | Rate | Spread | Recipient gets† | Speed | Action |
|---|---|---|---|---|---|---|
SendwaveBest available Pay with: Debit card · Bank transfer | $0.00 | 3990.0115 | 1.27% | UGX 3,990,011.51 | — | Send now |
Pay with: Debit card | $0.00 | 3990.0000 | 1.28% | UGX 3,990,000.00 | — | Send now |
Receive via: Mobile Money Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay | $0.00 | 3986.0555 | 1.37% | UGX 3,986,055.50 | — | Send now |
Pay with: Debit card · Credit card · Bank transfer | $0.00 | 3983.9157 | 1.43% | UGX 3,983,915.74 | — | Send now |
Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay | $17.74 | 4041.5400 | at mid | UGX 3,969,843.08 | 1 day | Send now |
🎁 No fees on your first transfer Receive via: Cash pickup · bank deposit · mobile wallet Pay with: Bank transfer · Debit card · Credit card · Apple Pay | $0.00 | 3928.5000 | 2.80% | UGX 3,928,500.00 | 22h | Send now |
Delivery & payment details
Pay with: Debit card · Bank transfer
Delivery & payment details
Pay with: Debit card
Delivery & payment details
Receive via: Mobile Money
Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay
Delivery & payment details
Pay with: Debit card · Credit card · Bank transfer
Delivery & payment details
Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay
🎁 No fees on your first transfer
Delivery & payment details
Receive via: Cash pickup · bank deposit · mobile wallet
Pay with: Bank transfer · Debit card · Credit card · Apple Pay
Updated October 15, 2026 at 08:35 PM UTC
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What we've measured on USD → UGX
Across 44 days of our own recorded quotes, the gap between the best and worst provider on this corridor has run at a median of 1.9% (widest single day: 3.4%). On a 1,000 USD transfer that is the difference between the best and worst choice.
The best provider has changed 16 times in that window, across 5 different providers (Sendwave has led on the most days). This corridor is genuinely competitive, so the cheapest option today may not be the cheapest next week.
Provider rates on this corridor are measured against Wise's published mid-market rate. No central bank publishes a rate for UGX, so the yardstick here comes from Wise — which we also rank, and which therefore sits exactly at the reference by definition. We disclose this rather than hide it.
Recipients in Uganda can be paid via a mobile wallet, cash pickup and a bank account, based on what the providers above actually price for this corridor.
Figures come from our own append-only rate history, not from provider marketing. See the methodology and rate trends.
USD to UGX — Frequently asked questions
What is the cheapest way to send USD to UGX?
Sendwave currently offers the best value for USD → UGX, delivering 3,990,012 UGX for 1,000 USD. We rank by the total amount received after fees and exchange-rate markup, updated every 4 hours. Note that the lead has changed 16 times in the last 44 days across 5 providers, so today's winner is not a permanent answer — check before each transfer.
What is the current USD to UGX exchange rate?
The best available rate is 1 USD = 3990.01 UGX via Sendwave. The reference (mid-market) rate is 4041.54, taken from Wise's published mid-market rate. Across 44 days of our own records, the spread between the best and worst provider on this corridor has run at a median of 1.9%. Rates are updated every 4 hours. Always confirm the final rate on the provider's site before sending.
Are there hidden fees when sending USD to UGX?
On this corridor the two costs split roughly 0.30% in visible fees and 1.36% in exchange-rate markup, averaged over the 6 providers here that publish a fee — so the markup is the larger part, about 82% of what you pay. 5 of them charge no fee at all on this corridor, which is exactly why fee alone is a poor guide. We rank by the amount your recipient actually receives, which captures both. Learn how fees work →
Can I send USD to a mobile wallet in Uganda?
Yes. Several providers on this page pay out to MTN MoMo and Airtel Money in Uganda. Choose your wallet as the delivery method at checkout on the provider's site — the recipient gets the money directly in their mobile-wallet balance, usually within minutes. Rankings above already account for the fee and exchange-rate markup, so the best value applies to wallet payout too.