Send money from Europe to South Africa
Comparing 3 providers for 1,000 EUR → ZAR
✓All providers licensed and regulated
Paysend
Fee €0.00 · Rate 18.3884
ZAR 18,388
your recipient gets
| Provider | Fee | Rate | Spread | Recipient gets† | Speed | Action |
|---|---|---|---|---|---|---|
PaysendBest available Pay with: Debit card · Credit card · Bank transfer | €0.00 | 18.3884 | 1.13% | ZAR 18,388.40 | — | Send now |
Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay | €9.02 | 18.5313 | 0.37% | ZAR 18,364.15 | — | Send now |
🎁 No fees on your first transfer Receive via: Cash pickup · bank deposit Pay with: Bank transfer · Debit card · Credit card · Apple Pay | €5.99 | 18.3700 | 1.23% | ZAR 18,259.96 | 22h | Send now |
Delivery & payment details
Pay with: Debit card · Credit card · Bank transfer
Delivery & payment details
Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay
🎁 No fees on your first transfer
Delivery & payment details
Receive via: Cash pickup · bank deposit
Pay with: Bank transfer · Debit card · Credit card · Apple Pay
Updated November 4, 2026 at 08:35 AM UTC
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What we've measured on EUR → ZAR
Across 59 days of our own recorded quotes, the gap between the best and worst provider on this corridor has run at a median of 1.1% (widest single day: 1.2%). On a 1,000 EUR transfer that is the difference between the best and worst choice.
The best provider has changed 5 times in that window, across 2 different providers (Paysend has led on the most days). This corridor is genuinely competitive, so the cheapest option today may not be the cheapest next week.
Provider rates on this corridor are measured against the European Central Bank's daily euro reference rates.
Recipients in South Africa can be paid via cash pickup and a bank account, based on what the providers above actually price for this corridor.
Figures come from our own append-only rate history, not from provider marketing. See the methodology and rate trends.
Sending EUR from the Eurozone
Providers sending euro from within the EU are authorised as payment or electronic money institutions under the EU Payment Services Directive (PSD2) and passported across member states. Transfers are usually funded by SEPA bank transfer or card.
This page compares providers for the the Eurozone → South Africa corridor specifically, ranked by how much ZAR your recipient actually receives after fees and the exchange-rate margin — not by the headline fee alone.
EUR to ZAR — Frequently asked questions
What is the cheapest way to send EUR to ZAR?
Paysend currently offers the best value for EUR → ZAR, delivering 18,388 ZAR for 1,000 EUR. We rank by the total amount received after fees and exchange-rate markup, updated every 4 hours. Note that the lead has changed 5 times in the last 59 days across 2 providers, so today's winner is not a permanent answer — check before each transfer.
What is the current EUR to ZAR exchange rate?
The best available rate is 1 EUR = 18.39 ZAR via Paysend. The reference (mid-market) rate is 18.60, taken from the European Central Bank's daily euro reference rates. Across 59 days of our own records, the spread between the best and worst provider on this corridor has run at a median of 1.1%. Rates are updated every 4 hours. Always confirm the final rate on the provider's site before sending.
Are there hidden fees when sending EUR to ZAR?
On this corridor the two costs split roughly 0.50% in visible fees and 0.91% in exchange-rate markup, averaged over the 3 providers here that publish a fee — so the markup is the larger part, about 65% of what you pay. 1 of them charge no fee at all on this corridor, which is exactly why fee alone is a poor guide. We rank by the amount your recipient actually receives, which captures both. Learn how fees work →