Send money from USA to Peru
Comparing 5 providers for 1,000 USD → PEN
✓All providers licensed and regulated
Wise
Fee $16.94 · Rate 3.4378
PEN 3,380
your recipient gets
| Provider | Fee | Rate | Spread | Recipient gets† | Speed | Action |
|---|---|---|---|---|---|---|
WiseBest value Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay | $16.94 | 3.4378 | +0.11% | PEN 3,379.56 | 7 days | Send now |
Pay with: Debit card · Credit card · Bank transfer | $0.00 | 3.3424 | 2.67% | PEN 3,342.38 | — | Send now |
🎁 No fees on your first transfer Receive via: Cash pickup · bank deposit · mobile wallet Pay with: Bank transfer · Debit card · Credit card · Apple Pay | $2.99 | 3.3436 | 2.63% | PEN 3,333.60 | 22h | Send now |
Receive via: Cash Pickup Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay | $2.99 | 3.2859 | 4.31% | PEN 3,276.08 | — | Send now |
Receive via: Cash pickup · Bank account Pay with: Bank transfer · Debit card · Credit card · Cash (agent) | $30.65 | 3.3504 | 2.43% | PEN 3,247.71 | 1 day | Send now |
Delivery & payment details
Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay
Delivery & payment details
Pay with: Debit card · Credit card · Bank transfer
🎁 No fees on your first transfer
Delivery & payment details
Receive via: Cash pickup · bank deposit · mobile wallet
Pay with: Bank transfer · Debit card · Credit card · Apple Pay
Delivery & payment details
Receive via: Cash Pickup
Pay with: Bank transfer · Debit card · Credit card · Apple Pay · Google Pay
Delivery & payment details
Receive via: Cash pickup · Bank account
Pay with: Bank transfer · Debit card · Credit card · Cash (agent)
Updated October 15, 2026 at 08:35 PM UTC
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What we've measured on USD → PEN
Across 44 days of our own recorded quotes, the gap between the best and worst provider on this corridor has run at a median of 3.1% (widest single day: 3.6%). On a 1,000 USD transfer that is the difference between the best and worst choice.
The best provider has changed 10 times in that window, across 3 different providers (Wise has led on the most days). This corridor is genuinely competitive, so the cheapest option today may not be the cheapest next week.
Provider rates on this corridor are measured against a combination of official ECB and IMF reference rates.
Recipients in Peru can be paid via cash pickup, a bank account and a mobile wallet, based on what the providers above actually price for this corridor.
Figures come from our own append-only rate history, not from provider marketing. See the methodology and rate trends.
USD to PEN — Frequently asked questions
What is the cheapest way to send USD to PEN?
Wise currently offers the best value for USD → PEN, delivering 3,380 PEN for 1,000 USD. We rank by the total amount received after fees and exchange-rate markup, updated every 4 hours. Note that the lead has changed 10 times in the last 44 days across 3 providers, so today's winner is not a permanent answer — check before each transfer.
What is the current USD to PEN exchange rate?
The best available rate is 1 USD = 3.44 PEN via Wise. The reference (mid-market) rate is 3.43, taken from a combination of official ECB and IMF reference rates. Across 44 days of our own records, the spread between the best and worst provider on this corridor has run at a median of 3.1%. Rates are updated every 4 hours. Always confirm the final rate on the provider's site before sending.
Are there hidden fees when sending USD to PEN?
On this corridor the two costs split roughly 1.07% in visible fees and 2.41% in exchange-rate markup, averaged over the 5 providers here that publish a fee — so the markup is the larger part, about 69% of what you pay. 1 of them charge no fee at all on this corridor, which is exactly why fee alone is a poor guide. We rank by the amount your recipient actually receives, which captures both. Learn how fees work →